PIN & Face ID on every debit
Nothing leaves your wallet without your 4-digit PIN or biometric approval.
New Get ₦500 cashback on your first bill payment — use code DUBA500 at checkout ₦500 cashback on your first bill payment
Airtime, data, electricity and betting top-ups — plus a virtual card you control. Fast, secure and available whenever you need it.
PAY 50+ BILLERS ACROSS NIGERIA IN ONE APP
Stop juggling USSD codes and five different apps. DUBA brings everything you pay for every month into one secure wallet.
Pick a network, tap a quick amount and pay. Save numbers you top up often and get instant cashback on every recharge.

From download to your first bill payment in under two minutes.
Sign up with your email, verify with a one-time code and set a 4-digit transaction PIN.

Transfer to your dedicated DUBA account number from any Nigerian bank. It reflects instantly.

Choose a service, confirm the details and authorise with your PIN or Face ID. Done.

Your money is protected at every step — before, during and after every payment.
Nothing leaves your wallet without your 4-digit PIN or biometric approval.
Lost your phone or spotted something odd? Freeze instantly, unfreeze when you’re ready.
Meter owners, betting accounts and bank recipients are confirmed first.
Share or download proof of payment with a unique transaction ID.
256-bit
encryption
Your data is encrypted in transit and at rest, and we never store your card PIN.
“I used to keep three apps just for airtime, light and betting. Now it’s all DUBA — and I actually get my token in seconds.”
“The confirmation screen is my favourite thing. I can see the meter name before I pay, so I never send money to the wrong account.”
“Freezing my card when I misplaced my phone took one tap. That alone made me trust the app.”
Can’t find what you’re looking for? Chat with our support team 24/7 from the app.
Contact supportYes. Creating an account, funding by bank transfer and paying bills are free. Some bank transfers out of DUBA attract a small ₦10 fee, always shown before you pay.
Usually in under 10 seconds. Your token shows in the app straight away and we also send it to you by SMS and email.
If a biller doesn’t confirm your payment, the money goes back to your DUBA wallet automatically, and you’ll get a notification as soon as it does.
Yes. Every debit needs your PIN or Face ID, your data is protected with 256-bit encryption, and you can freeze your card in one tap at any time.
More than 50: MTN, Airtel, Glo and 9mobile; IKEDC, EKEDC, AEDC, PHED and other DisCos; DStv; and betting platforms like Bet9ja, SportyBet, BetKing and 1xBet.
Download the app and pay your first bill in under two minutes. No paperwork, no branch visits.